Past editions of the UK Club's Report & Accounts are below. 

Date: 02/06/2020
Date: 14/08/2019
Date: 10/07/2019
Date: 09/05/2019
Date: 26/10/2018
Date: 15/08/2018
Date: 25/06/2018
Date: 29/05/2018
Date: 30/10/2017
Date: 04/08/2017
Date: 20/07/2017
Date: 12/05/2017
Date: 21/11/2016
The Club’s performance over the first six months of the year has been extremely strong. After six months of the year, total notified claims on the prudently reserved 2016 policy year are encouraging with few large claims within the Club or Pool retentions. Claims on prior policy years have also developed favourably. Full details of the Club's half year financials are available in the attached '2016 Autumn Review'. Description
Date: 02/06/2016
Review of the year and Financial Statements of the Club for the year ended 20th February 2016.
Date: 09/05/2016
2015 has been another strong year for the Club. The importance of consistent disciplined underwriting was evident in a year of volatility in the investment markets. The combined ratio for the financial year was 92%, better than the Club’s target of 100%. Full details are available in the Club's 2016 Review of the Year.
Date: 26/10/2015
At the half year, the UK Club holds free reserves and hybrid capital of $559 million. The surplus achieved in the first six months of the year contributed to this increase in free reserves, despite uncertainty in global investment markets.
Date: 10/07/2015
Review of the year and Financial Statements of the Club for the year ended 20th February 2015.
2014 has been a year of significant progress for the Club. A commitment to disciplined underwriting has delivered a combined ratio for the financial year of 104%, the fifth consecutive year that the Club has performed at or close to its target of 100%.
Date: 27/10/2014
The strength of the Club has enabled it to weather the particularly intense claims year of 2013 and to return a break-even result for the half year.
Date: 08/07/2014
This year the Club has increased its free reserves and capital by $34 million. This takes the Club’s total capital to a new high of $528 million, comprising the underlying free reserves of $430 million and hybrid capital of $98 million.
Date: 12/05/2014
A Strong result The Club has produced a surplus this year of $30 million which, together with the foreign exchange differences, takes the Club’s total free Reserves and hybrid capital to a new high of...
Date: 30/10/2013
At this half year, free reserves remain at a healthy level of $473 million.  The reduction of $21 million reflects the higher claims experience of 2013, offset to some extent by continuing improvement in the most recent...
Date: 12/07/2013
This year the Club has produced a surplus of $9.5 million, increasing the free reserves and hybrid capital to a new high of $494 million.  Underpinning this result was a respectable underwriting performance in the face of mounting claims costs, and an investment return of 3.7%, equivalent to $39.6 million. Overall this was a good outcome, but it does not allow for complacency. The increased claims on the 2012 policy year are a warning that, despite weak global economic growth, claims inflation, particularly in the higher value claims, continues to be present. It is therefore essential to maintain a disciplined approach to underwriting in the coming years to achieve the target of a balanced underwriting result over the claims cycle.
Date: 13/05/2013
This year the Club has produced a surplus of $9.5 million, increasing the free reserves and hybrid capital of the UK Club to a new high of $494 million. Underpinning this result was a respectable underwriting performance in...
Date: 31/10/2012
The Club’s funds have continued to strengthen in the first half of 2012 with free reserves and capital increasing by US$8 million to US$494 million. With the Club’s owned tonnage at 20th August standing at over 116 million...
Date: 10/05/2012
Good result in difficult times:  This year we report another operating surplus and a further increase in the Club's free reserves and hybrid capital to $486 million.  This level of capital, puts our Club's financial strength at the top level of its peer group in the P&I sector.  This result is particularly pleasing as it comes in a year which has seen results elsewhere in the market adversely affected by an increase in claims and volatile investment returns. Overall the Club produced a surplus of $11 million.  The main driver behind this positive outcome was the continuing improvement in the claims reserves on the more recent policy years and the early indications that 2011 will be a low claims year.
Date: 18/10/2011
The UK Club’s financial position has improved strongly over the last three years. Total assets are currently in excess of $1.6 billion.
Date: 27/07/2012
The complete financial statements of the UK Club are being mailed to Members and brokers on Monday 30th July.
Date: 28/07/2011
The United Kingdom Mutual Steam Ship Assurance Association (Bermuda) Limited Directors’ Report & Financial Statements for the year ended 20th February 2011
Date: 21/02/2010
2010 Report and Accounts
Date: 21/02/2011
2009 Report and Accounts
Date: 20/02/2008
2008 Report & Accounts
Date: 20/02/2007
2007 Report and Accounts
Date: 20/02/2006
2006 Report and Accounts
Date: 20/02/2005
2005 Report & Accounts
Date: 16/02/2004
2004 Report & Accounts


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