2020 Policy Year Charterers Terms and Conditions

The Charterers' Terms and Conditions for the 2020 policy year are available now.  The terms and conditions are now in their own publication in a new format that is easier for Charterer Members and their brokers to use. 

Members and brokers can still access the Charterers' Addendum for the current 2019 policy year here.

The Charterers' Terms and Conditions are based on the existing comprehensive cover to which Members worldwide are accustomed but with clearer language and a focus on Charterers alone.

The Terms and Conditions increase the usability by our Members and provide flexibility to develop additional covers as an answer to the changing requirements of Charterers.

The Terms and Conditions have been reviewed from a Charterer's point of view, ensuring the cover remains in line with market practise and meeting Charterers' needs.

The cover remains substantially unchanged and includes the following:

  • Charterers are Members of the Club and although it’s a fixed program, each Member retains a voting right
  • The Omnibus clause grants Directors powers to review and pay claims which otherwise fall outside the scope of cover
  • Damage to Hull (DTH) cover is now part of the Standard cover provided under Clause 2

The general scope of cover set out in detail in the 2020 Charterers Terms and Conditions includes:

Standard Cover Additional Covers
Damage to Hull Extended Cargo Cover
Liability to Persons Passenger Extension Cover
Diversion expenses Contractual Extension Cover
Stowaways and refugees Loss of, or Damage to, Charterers’ Bunkers
Life salvage Cargo Owner/Trader Extension Cover (in respect of cargo carried on an entered ship)
Collision and contact Cargo Owner/Trader Extension Cover (in respect of cargo carried on an entered ship – pollution liability only)
Loss or damage to property Cargo Owner/Trader Extension Cover (in respect of cargo carried (i) on an entered ship, (ii) on a non-entered ship)
Pollution risks Cargo Owner/Trader Extension Cover (in respect of (i) cargo carried on an entered ship, (ii) cargo carried on a non-entered ship, or (iii) cargo off ship)
Liability arising out of towage of or by an entered ship Extension of Cover to NVOCC
Liability arising under certain indemnities and contracts Offshore Additional Insurances
Wreck liabilities  
Obstruction liabilities  
Quarantine expenses  
Cargo Liabilities  
General Average and Salvage  
Fines  
Enquiry expenses  
Expenses incidental to the operation of ships  
Sue and labour and legal costs  
Expenses incurred by direction of the Club  
Charterers’ Liability for Detention of the entered ship  
War & Terror inclusion  

If there are any questions, feel free to contact your Underwriter at the Club.


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