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The original pooling agreement of 1899 between the UK Club, Britannia, Standard Club, London Club, Newcastle Club and Sunderland Club.
The International Group of P&I Clubs exists to arrange collective insurance and reinsurance for P&I Clubs, to represent the views of shipowners and charterers who belong to those Clubs on matters of concern to the shipping industry and to provide a forum for the exchange of information.
Each of the thirteen constituent P&I Clubs is an independent, non-profit making mutual insurance association (or "Club"), providing cover for its shipowner and charterer members against liabilities of their respective businesses. Each Club is controlled by its members through a Board of Directors (or Committee) elected from the membership; the Board (or Committee) retains responsibility for strategic and policy issues but delegates to full-time managers the day-to-day running of the Club.
Together the Clubs insure over 90% of the world's blue-water tonnage.