2016 Assets & Income Statement

1,078,340

1,133,071

Loans and receivables including insurance receivables

111,092

101,019

Derivative financial instruments

604

2,554

Reinsurance assets

267,963

263,852

Cash and cash equivalents

87,242

48,762

Accrued interest

5,221

5,695

Total assets

1,550,462

1,554,953

Reserves and liabilities
Capital and reserves attributable to Members

Free reserves

451,053

449,306

Cash flow hedging reserve

(3,449)

(477)

Other reserves

Total

447,844

449,069

Financial liabilities – Perpetual subordinated 
capital securities

99,069

98,697

Total

546,913

547,766

Other liabilities

Insurance liabilities

969,305

978,931

Derivative financial instruments

4,089

1,149

Trade and other payables

29,942

26,850

Current income tax

213

257

Total

1,003,549

1,007,187

Total reserves and liabilities

1,550,462

1,554,953