The financial statements of the UK Club are now available on our website. These provide the full report of another operating surplus for the year just ended and a further significant increase in the Club's free reserves and capital which now stand at $478 million, the highest they have ever been.

The Directors Report & Financial Statements can be downloaded as a pdf.

Key topics such as underwriting, claims and reinsurance are also presented as individual web pages.

The financial information section of our website provides profiles of the key areas of the Club's finances and operations drawn from the Report & Accounts.

To access this information go to "About the Club" on the main horizontal menu at the head of every page in the site. Select "Financial information" and a drop-down menu offers links to the key financial statements plus narrative and graphics on underwriting, claims, risk and capital management, reinsurance, investments and service.

Our Chairman's statement provides an overview of the highlights of the Club year and some updates on the composition of the Board.