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Directors’ Report & Financial Statements for the year ended 20th February 2022 Contents Chairman’s Statement 4 Directors’ Report 6 Director’s Strategic Report 12 Independent Auditor’s Report

1 Directors’ Report & Financial Statements for the year ended 20 February 2023 2 Contents 3 Financial Highlights 5 Chairman’s Statement 7 Directors’ Report 11 Directors’ Strategic Report

Directors’ Report & Financial Statements For the year ended 20 February 2024 3 4 5 7 11 21 30 36 Our Key Financials Our Members Chairman’s Statement Directors’ Report Directors’ Strategic Report

Employers Liability Register - Claims notified since 20/02/2011 FRN: 202560 (Europe) - Updated 01-06-26 Entry Number 316126 317646 278439 349124 317982 309368 255038 314450 234664 310096 291924

GUIDELINES FOR CORRESPONDENTS SEPTEMBER 2022 GUIDELINES FOR CORRESPONDENTS INTRODUCTION GUIDELINES FOR CORRESPONDENTS As the local “eyes and ears” of the Clubs, correspondents perform a key role

Employers Liability Register - Relevant ships entered via TMS FRN: 202560 (Europe) - Updated May 2025 Ref PF970E24A000 PF970E24A000 PF970E24A000 PF970E24A000 357497 357502 328956 332901 327270