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Date: 22 October 2024

Directors’ Report & Financial Statements for the year ended 20th February 2022 Contents Chairman’s Statement 4 Directors’ Report 6 Director’s Strategic Report 12 Independent Auditor’s Report

Date: 22 October 2024

1 Directors’ Report & Financial Statements for the year ended 20 February 2023 2 Contents 3 Financial Highlights 5 Chairman’s Statement 7 Directors’ Report 11 Directors’ Strategic Report

Date: 22 October 2024

Directors’ Report & Financial Statements For the year ended 20 February 2024 3 4 5 7 11 21 30 36 Our Key Financials Our Members Chairman’s Statement Directors’ Report Directors’ Strategic Report

Date: 14 February 2025

Rules 2025 Rules 2025 | 2 Contents Contents Foreword 6 The Rules 6 Rule 1: Introductory 7 Rule 2: Risks Covered 8 Section 0 Liability to passengers 8 Section 1 Liability to persons

Date: 13 February 2025

Circular 05/25: UK Club Board resolutions in respect of War Risk, Supplementary Bio-Chem and Oil Pollution cover Outline Limit on Special War Risks P&I cover for 2025 policy year

Date: 25 September 2024

Rules 2024 Rules 2024 | 2 Contents Contents Foreword 6 The Rules 6 Rule 1: Introductory 7 Rule 2: Risks Covered 8 Section 0 Liability to passengers 8 Section 1

Date: 29 January 2018

Circular 1/18: Special War Risks P&I Excess cover and Bio-chem cover OUTLINE Limit on Special War Risks P&I cover for 2018 policy year remains US$500 million Bio-Chem" exclusion remains, and

Date: 14 February 2006

Circular 1/06: Special General Meeting - Proposed Amendments to Club Rules Outline A special general meeting will be held on 14th February 2006 in Bermuda.The SGM is to consider amending Rule 2,

Date: 31 January 2012

Circular 3/12: Special War Risks P&I Excess Cover and Bio-Chem Cover and US Terrorism Risk Insurance Act Of 2002, as Amended by the Terrorism Risk Insurance Program Reauthorization Act Of

Date: 3 February 2020

Circular 2/20: War Risks P&I Excess Cover - 2020 OUTLINE Limit on Special War Risks P&I cover for 2020 policy year remains US$500 million. "Bio-Chem" exclusion remains, and a supplementary