The UK Club offers market-leading Offshore & Energy cover to meet the liabilities and losses incurred by owners, operators and charterers working in the global offshore and energy sectors.

We have a dedicated team of offshore and energy experts including claims, underwriting and loss prevention specialists. They can deliver bespoke, cost-effective insurance solutions that respond to your precise needs, whether on an annual or project basis.

For example, we currently insure Members undertaking the following activities:

  • drilling and production operations
  • offshore supply and towing
  • offshore research
  • trenching, cable laying and pipe laying
  • offshore construction and installation
  • service and maintenance

Our Offshore & Energy underwriters look forward to discussing your insurance requirements with you.

Comprehensive Cover

We offer full range of high quality mutual and fixed-premium liability covers for owners, charterers and traders operating in the offshore and energy industries. All policies are backed by our S&P ‘A-/stable’ credit rating and ‘AAA’ capital strength.

Owners' P&I Cover

Standard P&I cover can be offered to offshore and energy vessel owners on mutual basis, or on a fixed-premium basis for non-poolable or specialist units. Market wide limits are available.

See our Offshore and Fixed Premium Terms & Conditions 2023 for more details.

Charterers' P&I Cover

Charterers’ P&I cover is available to charterers and traders on a fixed-premium basis, with bespoke cover for standard and specialist charterers’ P&I risks. Market wide limits are available.

Additional Covers

Members can extend their P&I cover depending on the individual scope of work being undertaken. Examples of additional cover are:

  • Specialist operations: Extending P&I cover while the insured vessel or unit is undertaking specialist operations.
  • Underwater operations: Extending P&I cover while the insured vessel or unit is undertaking offshore underwater operations.
  • Extended contractual liability: Covering the legal and contractual liabilities arising out of third parties working in conjunction with the insured vessel or unit.
  • Care, custody or control: Where the vessel or unit operator has a contractual liability towards a third party’s assets while in their care, custody or control.
  • Completed operations: Covering the extended contractual liability following completion of the scope of work.
  • Marine employer’s liability: Covering non-seafarers who are habitually assigned to the insured vessel or unit, or seafarers providing works and services away from the assigned vessel.
  • Excess liability: Covering the extended contractual excess liability specific to the insured vessel or unit’s scope of work.
  • Offshore supply and towage: Covering the contractual liability in relation to towage by or of the insured vessel or unit.

See our additional covers set out in the Mutual Rules and the Charterers Terms & Conditions for more details.

Defence Cover

Our sister mutual, UK Defence Club, is the leading and most influential provider of legal costs insurance to the maritime industry.

Find out what the UK Defence Club can do for you.

Complete Service

In addition to first-class insurance cover, Members of the UK Club benefit from our comprehensive range of support and advisory services.

Contract Review

The Club offers a complimentary contract review service to help Members understand where gaps in their standard P&I cover might arise, and what can be done to amend contract terms to bring them within their existing cover. Where gaps remain, we can provide tailored extended contractual liability cover.

Loss Prevention

The Club offers one of the most comprehensive support packages for loss prevention available in the market, with a team of experts aiming to offset rising claims and maintain quality among Members. With specific offshore experience, this award-winning, high-level loss prevention programme provides our Members a series of unique bespoke loss prevention services across crew health, ship safety and operational safety.

Claims Management

Our leading global claims management teams, supported by an international network of Club Correspondents, will provide Members with expert claims advice and support around the clock, with regional hubs in London, Greece, New Jersey and Hong Kong as well as branches and representative offices in Tokyo, Singapore, Shanghai and San Francisco.

Thomas Miller Connect

The Club’s bespoke online services platform enables our Members and their brokers to have access to essential information 24/7. Thomas Miller Connect allows our Members to gain access to their data, claims records and insurance documentation securely and all in one easy location.


  • Offshore T&Cs 2023 1 MB


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  • P&I cover for the global offshore wind industry (infographic) 312 KB


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  • Offshore Wind Risks Brochure 3 MB


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  • Offshore and Fixed Premium Terms and Conditions 2022 1 MB


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  • Charterers Terms and Conditions 2022 538 KB


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  • Offshore Specialist Operations Additional Covers 2022 501 KB


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  • Offshore Additional Covers 2022 491 KB


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Our expert

Anna Macdonald

Offshore & Contracts Director
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Our expert

James Petrie

Senior Underwriting Director
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