P&I cover responds to a Member's liability to pay damages or compensation for illness and death resulting from illness of any seaman including hospital, medical, funeral or other expenses necessarily incurred in relation to such illness or such death. Such liability will typically fall under the terms of an approved contract of employment or possibly under common law. If a serving crewmember falls ill or dies due to coronavirus, this would be treated in the same way as any other crew illness or death claim.
