Our standard Charterers & Traders cover can extend to P&I and damage-to-hull liabilities you may incur as owner of the cargo on board.

Cargo service contracts often need similarly tailored P&I cover to match the onerous liabilities they impose. Therefore our standard Charterers & Traders cover can be extended to cover your cargo liabilities in situations such as deviation of a vessel from the contract voyage, lightering cover to other than scheduled loading or unloading berth, and carriage of any bullion and bank notes as cargo.

Your bunkers are a valuable property at risk of loss in maritime accidents. This additional cover will indemnify you for the value of bunkers lost based on Institute Cargo Clauses (C) 1/1/82 clause 254, Institute War Clauses (Cargo) 1/1/82 clause 255 and Institute Strike Clauses (Cargo) 1/1/82 clause 256.

Sometimes you may have to enter into contracts that impose liability irrespective of fault, or which contain terms more onerous than ‘knock for knock’ or Hague Visby. Strict liability can be imposed by service contracts, or when contracting with stevedores, tugs, bunker suppliers or terminals.

These strict liabilities can be covered under this tailor-made extension.

This extension covers your liability for loss, shortage, damage or other responsibility to cargo carried by a means of transport other than the chartered vessel, when the liability arises under a through or transhipment bill of lading, or other form of contract approved by the underwriter.

This extension covers your liability incurred as a non-vessel-operating common carrier (NVOCC) in respect of cargoes loaded under your approved bill of lading on vessels not owned or chartered by you.

We provide a range of additional covers for charterers working in the offshore energy sector, including cover for specialist offshore operations, underwater operations, supply and towing. For more details see Offshore Additional Covers [Under Clause 4 of the Club’s Charterers Terms & Conditions] 2022.

The UK P&I Club has developed a market-leading intuitive digital platform which allows charterers and brokers to have 24/7 access to essential data, which is daily refreshed to reduce the burden of managing the insurance side of things. Key benefits of our digital platform include:

• access to your documents such as certificates and invoices at your own convenience
• live loss records and claims details
• live financial figures, including outstanding premiums and contras
• ability to make high-level analysis from different angles, such as trade and claims type
• digitally updating your liability underwriting information, allowing a smooth and quicker renewal process.

We can deliver presentations to your staff on topical subjects in person, in house or via video link. We can also produce and deliver bespoke content and training tailored to your specific requirements. Examples of topics covered include:

• Additional covers for charterers
• Bills of lading and blockchain
• Bills of lading: blending and commingling
• Bills of lading: splitting, cancelling and re-issuing
• Bunker claims and dispute resolution: a practical guide
• Casualty management and pollution risks for charterers
• Charterers’ considerations
• Charterers’ guide to speed and performance warranties
• Charterparty cancellation and redelivery
• Damage-to-hull case studies: lessons learnt
• Dry cargo demurrage workshop: including time counting, weather delays, strikes, stoppages and despatch.
• Hold cleaning and off-hire (dry cargo specific)
• Interim port clauses (tanker specific)
• Laytime and demurrage: charterparty versus sales contract considerations
• Laytime and demurrage: time bar workshop
• Letters of indemnity: panacea or peril?
• Safe port/safe berth warranties in the tanker trades
• Sanctions and cover
• Sanctions clauses
• Ship-to-ship operations: overview from a Club perspective
• Tank preparation and cleaning disputes (tanker specific)
• Tanker demurrage workshop: including time counting, breakdown of machinery, pumping warranties and documentation.

See for full training menu.