The loss record format provided to Members is expressed on a scale of 100 per cent. This change in presentation does not change any claims or premium data. The record states the overall financial position with the Club. Members and their brokers can access these loss records either using the iPandi app for Apple iPad tablets, or through any conventional web browser via Underwriting Online in the Members Area.This latest edition (November 2013) has been given some detail changes in presentation to better explain these statements.  The format of the loss record remains unchanged.